Listing Details: Mahomet, Champaign and Urbana, Illinois Real Estate Listings & Homes For Sale Provided by Russ Taylor

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What is one of the most common ways for making the interior of a home more appealing to buyers?
A	Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions.
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Russ Taylor, REALTOR�, real estate agent and broker for Mahomet, Champaign and Urbana, Illinois home listings, property and land for sale - NUMBER1EXPERT

Russ Taylor
RE/MAX Realty Associates
116 S. Lombard
Mahomet, IL 61853
217-898-7226
Fax: 217-586-3774
russtaylor@NUMBER1EXPERT.com

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